PRIVATE ACCOUNT
The private account makes your day-to-day banking transactions (paying bills in Switzerland and abroad, cashless payments) easy and convenient – at any time of the day or night.
And if you'd like to have more than account, including in foreign currencies like the euro for example, that's no problem. You can open the accounts you need to suit your requirements in eLounge. Each additional account incurs a fee of CHF 2 per month. You can withdraw your money at any time.
A credit card or a Visa Debit Card is also available on your private account. Our modern Visa Debit Card enables you to withdraw cash, make cashless purchases and shop online 24 hours a day.
CIC ON enables you to pay your bills from anywhere and at any time. Payments are free within Switzerland and the euro area (SEPA payments). With eBills, you receive, review and pay your bills directly in CIC eLounge. That way, not only do you save time, you also no longer receive any bills by post or email, i.e. the process is completely paperless – in keeping with the times. For regular transfers, it is really easy to set up a standing order or direct debit. All options are available to you for payment transactions in Switzerland and abroad – it is really flexible and tailored to your needs.
All other terms and conditions governing payment transactions can be found here.
Please find attached the contractual documents as a new client. As an existing client of the Bank you can open and use other accounts or investment options such as cleverinvest or retirement solutions directly in your CIC eLounge.